Cashflow Catalyst Platform

Lending Based on Your Cash Flow, No Collateral Needed

DPay analyzes your real-time cash flow to deliver fast, fair lending decisions. No collateral, no long forms — just your business data working for you.

$0M+
Disbursed
0+
Borrowers
0h
Avg. Approval
0.9%
Uptime
Features

Everything You Need to Grow

Our platform combines advanced cash flow analytics with seamless lending operations.

Cash Flow Analysis

Real-time income and expense tracking with predictive modeling for smarter lending decisions.

Alternative Credit Data

Go beyond traditional credit scores. We analyze transactions, subscriptions, and revenue trends.

API-based Disbursement

Integrate lending into your workflow with RESTful APIs. Disburse funds programmatically in seconds.

Multi-Factor Auth

Enterprise-grade security with MFA, role-based access control, and encrypted data at rest.

Dashboard & Tracking

Monitor loan portfolios, repayment schedules, and borrower health from a unified dashboard.

Documentation & Support

Comprehensive API docs, SDKs for major languages, and dedicated support for every plan.

How It Works

Four Simple Steps

From sign-up to funds in your account — fast, transparent, and fully digital.

Step 01

Connect Accounts

Link your business bank accounts securely via Plaid or direct API.

Step 02

Cash Flow Analysis

Our AI reviews 12+ months of transaction data in under 60 seconds.

Step 03

Get Approved

Receive a personalized offer within 24 hours based on your cash flow score.

Step 04

Receive Funds

Funds disbursed directly to your business account. Track everything from your dashboard.

Pricing

Simple, Transparent Pricing

Choose the plan that fits your business. Upgrade or downgrade anytime.

Basic

Free

3% interest rate

  • Cash flow analysis
  • Up to $10K lending limit
  • Standard approval (48h)
  • Email support
  • Basic dashboard
Most Popular

Pro

$29/mo

2% interest rate

  • Enhanced analytics
  • Up to $100K lending limit
  • Fast approval (24h)
  • Priority support
  • Advanced dashboard
  • API access

Enterprise

Custom

1% interest rate

  • Full API access
  • Unlimited lending limit
  • Instant approval
  • Dedicated account manager
  • Custom integrations
  • SLA guarantees
  • White-label options

Ready to Unlock Your Cash Flow Potential?

Join hundreds of businesses already growing with DPay. Apply in minutes, get funded in hours.